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Types Social Security Disability Benefits by gardnerw gwilkinson





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Types Social Security Disability Benefits by
Article Posted: 05/30/2012
Article Views: 166
Articles Written: 1210
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Types Social Security Disability Benefits


 
Law
Social security disability benefits are given to specific individuals in the society that fit specific criteria set by the government. To qualify for it applicants needs to have an injury or a disability that hinders them from working and providing for themselves. Social security disability benefits are also there for parents who have disabled children that might need extra help when it comes to care giving. They also have to prove that they have limited resources and need the government’s help.

It is vital to know whether you qualify for these benefits or not. If you feel like you are potential candidate for receiving social security disability benefits, you can apply and have your application reviewed to see if you can benefit. If you pass the qualification process, you will start receiving monthly payments from the government and it is these payments that are known as social security disability benefits.

There are two main categories of disability benefits that you can qualify for. It is important to understand both of them in order to know what they entail. It is advisable when you are applying for these benefits to apply for both. Although, different in most cases if you qualify for one, you are also eligible for the other one. The two types of benefits are:

Social Security disability Insurance (SSDI) - This type of benefit is designed for people who have been working for some time and have contributed to the social security system through payrolls and taxes but can no longer work as a result of an injury that they have incurred. To qualify for this type of benefit you need to be less than sixty five years (retirement age) because then you would be entitled to retirement benefits that cannot be paid together with these benefits. You have to be examined to determine that you fit the criteria of disabled according to the social security. The payments are not pegged to your work history.

Supplemental insurance income (SSI) - This type of benefit was made for people in the society that are disabled and have little or no means to earn an income. It is important to note that the benefits are funded by the general tax revenues and is a federal income supplement program. Apart from being disabled in social security terms, you have to prove that your household has limited income. This means that even if applicants qualify as disabled and have limited income but their household income is high they do not pass. In this category parents who have children with disabilities can also apply for benefits. The child could either be a minor or an adult. If it is the latter, then they have to have gotten the disability before they turned twenty two.

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