If you are a new driver or are younger than 25 years of age, it is important for you to keep some points in your mind while seeking to find the best vehicle insurance in Canada, irrespective of whether it is Toronto you reside in or in Windsor. Car insurance prices have shot up like a bottle rocket through space provided the regulations and newer pricing limitations installed by the authorities – which have, if you were still wondering, failed miserably in controlling the premium rates of these insurance policies! So what are the Do’s and Don’ts for newer car drivers who neither have the experience or the records behind them to back their claims for a cheaper car insurance policy ? Well, here you are! Do’s • Start comparing as soon as you have spotted and set up finances to purchase your car. Car insurance quotes and policies are easily accessible online, and you must always compare the costs of the same. This will allow you to avoid overpriced insurance agencies in addition to understand the differences between a stick-this premium price and an average premium! • Minimize your risk. Add security devices and anti-theft alarms, in addition to better maintenance contracts and better engines. Moreover, reduce the horsepower on your engines too – which will help label you a low-risk driver. • Add experienced drivers, especially if they are in the family/partner or are fast friends. This can allow you shave off the extra fees on your premiums and likewise help you score better when you look to change within a few years’ time. Don’ts • Stop pimping your car out with racing stripes, extra horsepower engines and similar stuff. For the reason that those who prefer to brand themselves as race drivers and emblazon their cars with graffiti etc are looked at as high-risk drivers –as muscle cars or similar drivers are more prone to crashing or burning out on the roads than regular ones. • Buy a median car model instead of the sports car or similar high-profile prototypes. This will not only save you enough mileage as a college student or young professional, but will also reduce some of the premiums you will have to pay as a new driver. • If you are a new driver, there are more chances of you causing an accident and there may not be other cars or drivers involved. This makes the case for opting for comprehensive coverage – as most new drivers finish up smacking their car once or twice – and selecting other plans on the insurance front will force you to pay for accident damages from out of your own pocket, which isn't very comfortable for a young or new car owner! • Don’t lie. If you have a blemished car driving record, make sure the provider knows about the same. For they find out later, you could be cancelled out of the plan or be forced to pay way extra for retaining the auto insurance policy! Follow the plan and research well, and you'll discover auto insurance in Canada isn’t expensive at all either! Canada based insurance broker offers car insurance , auto insurance and life insurance. Also provides other insurances with free insurance quotes.
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