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Maintaining our health is very important. We rely on our body to do things like work, so if our health is not at its optimum state, we may fail on the things that we need to accomplish. However, being healthy is not that easy. Although we all want to become healthy for the sake of ourselves and for our family, it's easier said than done. We need to be physically active, maintain a well-balanced diet, regular check-ups and many more just to maintain an optimum state of health. Moreover, maintaining health is not that cheap. Thousands of dollars are spent in medicines, treatments, check-ups and so on just to make our body in its topmost state. Of course, let us not forget aging as well. Aging can have an effect to the condition of our health because of the theory of wear and tear, in which there is a belief that the body will eventually get weak when we aged. What is Medicare? Because of the importance of health to the society, the government of United States of America acknowledges that need of their citizens to create Medicare. Medicare is an insurance policy created by the government of United States to help old people (65 years and above) and also young people provided that they have incapacities or suffering from ESRD or end-stage renal disease. The U.S government chose these people because these are the ones who usually did not have the means to have an access to health because of their current situation. The Different Components of Medicare There are many benefits that people can get from Medicare and it is divided into four parts. You can either choose the original Medicare which are Part A and Part B or either Part C or Part D. 1. Plan A or Hospital Insurance – This will cover the patient if he is admitted in a hospital or other health care facility like nursing homes. If the patient is admitted in a health care facility that only provides simple procedures like bedside care, Medicare will not pay for their services. 2. Plan B or Medical Insurance – Covers the services given by health care providers like doctors and nurses, outpatient check-up, medical equipment and many more. Also, it can help a beneficiary in maintaining health by covering preventive treatments like vaccines. 3. Part C or Medicare Advantage – It is run by companies approved by Medicare and usually combine the Part A and Part B benefits under Medicare. Moreover, there are companies that offer Medicare Advantage that also add Part D or Medicare Prescription Drug Coverage in their list of benefits. 4. Part D or Medicare Prescription Drug Coverage – Also run by private insurance companies approved by Medicare. Their offer is to cover prescription drugs or pay for the amount of the drugs partially. What is Medigap? Medigap plans or also known as Medicare Supplement Insurance, cover the lapses of the original Medicare benefits, which is Part A and Part B. These plans cover things that the original Medicare cannot provide such as copayment. What makes Medigap plans different from Plan C is that they only complement the things that the original Medicare cannot provide. Medicare Supplemental Plans must always follow the policy of the government of the U.S and it should be the same in every state. Before you decide to go for purchase, you should check us out to know more about medicare supplemental plans. You Could Try This Out www.medicaresupplementplans.com for medicare supplemental plans.
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