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1) Window shopping Keep your eyes open! Always be on the lookout for a cheaper deal. Don’t just snatch at the first one, no matter how good it may seem. Check out www.billscomparison.com for a cheaper deal, and to compare the market. 2) Cruise through the alphabet Your first car does not have to cost the earth, as long as it gets you from A to B. Be smart – recognize that the more you pay for your car, the more you will have to shell out on insurance premiums. 3) Type of cover Let’s face it; everyone thinks that they are a good driver. Unfortunately however, accidents do happen and it will be far more useful if you have a fully comprehensive cover. Have a look at the quotes around – it is possible that there may not be too much of a difference between comprehensive and third party, fire and theft cover. 4) Pass plus One of the best tips we can offer you is to take your Pass Plus course. Some insurers offer significant discounts for Pass Plus qualified drivers which means cheap car insurance! 5) Can I take your name please? Insurers are commonly known to significantly lower insurance premiums if a second, older, more practiced driver is added to the policy. 6) Pay-per-year Most monthly payments incorporate a snowball effect in terms of the interest that is added. A cheaper way would be to avoid these additional monthly costs and pay your premium on a yearly basis. 7) Do you really need those tinted windows? Fair enough, everyone wants their car to be unique with tinted windows and alloy wheels. However, apart from being attractive to your mates, these additions appeal more to a thief. 8) Don’t risk it for a chocolate biscuit Whatever the case, do NOT drive without car insurance . It’s simply not worth it. If caught driving without car insurance within the first year of passing, you can have your license revoked. Additionally, and as well as having to go through all the palaver of updating your status again with ‘– passed my driving test ... Again!’ your car insurance premium will shoot skyward. Simply, do not do it.
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