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You can already taste the cold cocktail while you’re lounging by the pool getting a massage while your husband and your kids are wandering around enjoying the break from your everyday living. You can already imagine the spectacular things waiting for you, the excitement and exhilaration is just palpable. Then your youngest kid gets sick. Your flight gets cancelled. Your husband needs to stay in town for an emergency presentation to his company’s board of directors. Your luggage gets lost. Can you see how a picture perfect family vacation can easily transform into a stressful nightmare? Face it. Not everything will go as planned and unforeseen situations can happen. So you need to have a Plan B. You need to have travel insurance. Protection against Missing Luggage This is one of the most common horror stories travellers live to tell. You’re in standing in an airport in France and all the excitement you were initially feeling because you will finally get to see the famed Eiffel Tower has dissipated because your family’s luggage is nowhere to be found. It’s maybe halfway across the world, it might have been left in the airport where you came from, it can be thousands of feet above ground – no one knows. In the meantime, you don’t know where on earth you’re going to get a change of fresh clothes. Family travel insurance can cover the inconveniences caused by missing luggage. Through a worldwide coverage, you can call your insurance company for an immediate remedy or if you have to spend on a few clothing pieces for you and your family, at least you know you will get reimbursed. Sticks and Stones Can Break Your Bones Oh yes. As morbid as it may sound, but physical injuries can happen during your dream luxury holidays. A broken bone, lacerated leg, mild to severe concussions – name it, it may happen. This is especially true when it comes to vacation involving the outdoors. Say you’re planning to experience the active leisure options offered by the Alps, it will be handy to have a skiing insurance in place. The world’s favourite snow activity is also one of the most accident generating, so have all based covered in case the situation goes downhill (pun intended) and you won’t have to be covered in an avalanche of worries (pun intended again). Include holiday insurance on your luxury vacation checklist and be prepared for the unexpected.
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