income protection insurance Australia, you’ll get directed to pages that give you all of this information. They don’t put it there to scare you, but they put it there to make you see exactly what is at risk, even when you think your job is secure. Essentially, you are getting the opportunity to cover yourself for any of those events, so that when they do happen, you can continue to pay for your rent or your mortgage, buy food for the house, pay any outstanding debts you have and allow you to continue leading a relatively normal life while you head out and search for another job. You’ll be glad to know that these policies are usually quite the cost effective and even though the cover will only go up to 75% of your total income in most instances, at least you will still have an income while you are not working. It is possible to get a full salary amount in certain instances, but you would need to confirm it with the insurance company where you are taking out the policy. Once you have the cover in place, you can rest easy knowing that all the important things will be taken care of, when you can’t.">You may have heard about income protection insurance before but never really investigated it further because the thought of using it has never crossed your mind. The fact that you have a job, and a stable income means that you are not worried about losing your job and you are not worried about losing that income each month. You might be thinking that your job is always secured and that you are shielded from such things from happening, but you need to realise that the company you work for is not the only decision maker when it comes to your work. There are several things that could cause you to lose your job, and the company you work for could be forced to let you go because of it. Let’s say you are travelling long distance to go on holiday, and you have an accident on the road. If you are incapacitated for more than a month and you cannot complete your daily work tasks for that period of time, your company can legally let you go because you are unable to perform the duties that you are being paid for. Once your sick leave and annual leave is up, they no longer have to pay you for anything if you are not working. That all sounds a little unfair, but if you search under income protection insurance Australia, you’ll get directed to pages that give you all of this information. They don’t put it there to scare you, but they put it there to make you see exactly what is at risk, even when you think your job is secure. Essentially, you are getting the opportunity to cover yourself for any of those events, so that when they do happen, you can continue to pay for your rent or your mortgage, buy food for the house, pay any outstanding debts you have and allow you to continue leading a relatively normal life while you head out and search for another job. You’ll be glad to know that these policies are usually quite the cost effective and even though the cover will only go up to 75% of your total income in most instances, at least you will still have an income while you are not working. It is possible to get a full salary amount in certain instances, but you would need to confirm it with the insurance company where you are taking out the policy. Once you have the cover in place, you can rest easy knowing that all the important things will be taken care of, when you can’t.
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