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We all should know by now that payday loan lenders will not be checking your credit history in order to approve you for a loan. It is well publicized, scrutinized and never compromised. It is the base of the high interest loan and drives customers to the internet for fast cash. During these times of economic hardships affecting many across America, the payday loan lender has become a more popular way to handle emergency payments. Even the banks and credit unions have caught on and now offer their own version of high interest short-term loans. It is becoming clearer each day, to lenders and borrowers, how credit scores are driving the household budgets of today. With the banks catching on to the problems with bad credit scores, one large corporation is trying to help its customer's out. Wells Fargo will be offering free credit scores to their customers from October 1 - November 15, 2012. That's right, if you are a customer of Wells Fargo, you may go to the bank and obtain a unique access code in order to view their credit history. It is the bank's way of initiating a "take charge of your credit situation". This free credit check is the first part of their initiative. The second stage of of helping customers is to offer credit education. Wells Fargo is one of the largest leading banks in the country and knows all too well of how people are affected by debt. Between credit cards and home mortgages, Wells Fargo has seen the trouble first hand. In recognition of the American Bankers Association Education Foundation's 10th annual Get Smart About Credit day which will be held on Oct. 18, volunteers will be reaching out to communities to educate the public about the importance of credit and how to maintain your credit responsibly. Programs in both English and Spanish will be offered by what is expected to be 60,000 volunteer hours. It is a high goal, but one worth the bank's time. Reaching out to the community and spreading any kind of financial education is a start to getting people on the right track with their present finances and eventually secure their future ones as well. It will take time and probably more than one month for volunteer hours from one bank. It is a process, a slow one at that. There is a lot of personal debt in this country and the job force does not support the financial needs of all the people. Each day there are phone calls from potential customers looking for a way to make their budgets work. This is the driving force behind educational blogs and loan qualification expectations t help consumers get back in charge of their finances. Online payday loan lenders do their small part in getting budgets back on track. There are irresponsible lenders and borrowers who take advantage of the other and create bad publicity for a low cost payday loan. When used correctly and loaned effectively, the short-term loans will help. Find a payday loan lender online who cares about customers and take the time to make a budget fit your income. Soon you will be back on your feet to a healthy financial household. Good luck! Spotya! Payday Loan Lenders are responsible lenders helping customers with small short term loans. You can visit Spotya! to find out more about how a payday loan can work for you.
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