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Do you have the cheapest homeowners insurance possible? If you haven’t checked insurance costs lately, you need to get some quotes and see if you can save money. Compare Rate Quotes Your first step in saving on your homeowners insurance is to find the insurance company with the best possible rate. Yes, different companies do charge different amounts – often differing by hundreds of dollars a year for the same insurance. So you can save money just by choosing the right insurance company. Comparing quotes from different companies is easy when you use an insurance comparison website. You just fill out and submit a simple online questionnaire with information about your home and your insurance needs. Then, you'll receive competitive rate quotes from multiple A-rated insurance companies. On the best insurance comparison websites, you can also talk with insurance professionals and get answers to your insurance questions, plus get advice on how to lower your premium even further (see link below). More Money-Saving Tips Finding the right insurance company is just the first step to lowering your homeowners insurance bill. Follow these tips to save even more: * Make sure you buy enough insurance so you can rebuild your home if it's ever destroyed. To find out what this amount is, ask a builder or Realtor to give you an estimated replacement cost. Alternatively, you can multiply the square footage of your house by the cost per square foot for construction in your area. * Check into discounts that you might qualify for. Most companies give discounts for safety features such as smoke detectors and deadbolts, as well as discounts for non-smokers and senior citizens. * Set your deductible as high as you can afford. By setting your deductible at $500 instead of $250, you might be able to reduce your premium by as much as 15%. Go up to $5,000 and you could save up to 40 %. Where to Find Cheap Homeowners Insurance Visit http://www.LowerRateQuotes.com/homeowners-insurance.html or click on the following link to get cheap homeowners insurance rate quotes from top-rated companies and see how much you can save. You can get more tips and advice in their Articles section, and get answers to your questions from an insurance expert by using their online chat service. The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written a number of articles on getting cheap homeowners insurance.
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