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Car insurance is the one thing that everybody needs to take seriously when buying their new car. Even owners of automobiles who don’t already have car insurance policies or own ones that have expired ones need to be aware of the risk one goes through without a policy. Without car insurance we’re left vulnerable to any damage that our car suffers. However, if you want to be responsible and buy a car insurance policy for yourself there are certain inclusions you need to look out for. Your coverage is the most important aspect of any policy, and by knowing what should be included you can make a smart choice. 1. Natural Disasters – You should be able to make a claim for any damage that your car has to undergo because of calamities like earthquakes, floods, landslides, etc. If your car insurance policy does not have this as an inclusion, it’s probably a good idea to look elsewhere. In case you’re travelling somewhere and your car suffers damages because of such events, your car insurance provider should be helping you out financially. By having such a clause in your policy, you know you’re protected in every way, even during such events when things are not in your hands. 2. Terrorism And Human Spite – Should your car be harmed by any terrorist activity, your car insurance provider should provide the compensation required for the repairs. Even during riots and other such activities, any unfortunate thing that your car goes through has to be paid for by your car insurance. Anything done to your car that causes it harm and is not your fault should be a coverage in your policy. This way you know that everything is safe and you have nothing to worry about. 3. Transit And Transfer – There are a lot of times you need to move your car from one city to another. When you get transferred or have to shift home, you often have to send your car using another company. Your car insurance policy should also include anything wrong that happens to your car during this process. Find out whether or not your insurance provider offers this as an inclusion before making any decision. Car insurance is something that needs to be decided very carefully. By knowing exactly what to have and what is not so necessary, you can make a decision much easier. Choose the perfect car insurance policy, and avoid any kind of risks. Author Profile: Pranav Sharma is an insurance agent based in Mumbai; Pranav assists individuals and corporates in purchasing the right Car Insurance & often shares his insights about the general insurance industry on internet.
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