Amazines Free Article Archive
www.amazines.com - Friday, June 13, 2025
Read about the most recent changes and happenings at Amazines.com
Log into your account or register as a new author. Start submitting your articles right now!
Search our database for articles.
Subscribe to receive articles emailed straight to your email account. You may choose multiple categories.
View our newest articles submitted by our authors.
View our most top rated articles rated by our visitors.
* Please note that this is NOT the ARTICLE manager
Add a new EZINE, or manage your EZINE submission.
Add fresh, free web content to your site such as newest articles, web tools, and quotes with a single piece of code!
Home What's New? Submit/Manage Articles Latest Posts Top Rated Article Search
Google
Subscriptions Manage Ezines
CATEGORIES
 Article Archive
 Advertising (133577)
 Advice (161673)
 Affiliate Programs (34799)
 Art and Culture (73858)
 Automotive (145724)
 Blogs (75621)
 Boating (9851)
 Books (17224)
 Buddhism (4130)
 Business (1331034)
 Business News (426460)
 Business Opportunities (366525)
 Camping (10974)
 Career (72796)
 Christianity (15854)
 Collecting (11638)
 Communication (115089)
 Computers (241958)
 Construction (38976)
 Consumer (49954)
 Cooking (17080)
 Copywriting (6734)
 Crafts (18203)
 Cuisine (7549)
 Current Affairs (20323)
 Dating (45910)
 EBooks (19704)
 E-Commerce (48277)
 Education (185536)
 Electronics (83525)
 Email (6438)
 Entertainment (159864)
 Environment (29004)
 Ezine (3040)
 Ezine Publishing (5454)
 Ezine Sites (1551)
 Family & Parenting (111011)
 Fashion & Cosmetics (196611)
 Female Entrepreneurs (11853)
 Feng Shui (134)
 Finance & Investment (310637)
 Fitness (106492)
 Food & Beverages (63058)
 Free Web Resources (7941)
 Gambling (30227)
 Gardening (25207)
 Government (10519)
 Health (630182)
 Hinduism (2206)
 Hobbies (44083)
 Home Business (91751)
 Home Improvement (251300)
 Home Repair (46259)
 Humor (4729)
 Import - Export (5462)
 Insurance (45104)
 Interior Design (29637)
 International Property (3488)
 Internet (191033)
 Internet Marketing (146690)
 Investment (22864)
 Islam (1161)
 Judaism (1352)
 Law (80500)
 Link Popularity (4596)
 Manufacturing (20933)
 Marketing (99328)
 MLM (14140)
 Motivation (18237)
 Music (27000)
 New to the Internet (9498)
 Non-Profit Organizations (4048)
 Online Shopping (129743)
 Organizing (7813)
 Party Ideas (11855)
 Pets (38165)
 Poetry (2229)
 Press Release (12691)
 Public Speaking (5643)
 Publishing (7566)
 Quotes (2407)
 Real Estate (126912)
 Recreation & Leisure (95496)
 Relationships (87678)
 Research (16182)
 Sales (80367)
 Science & Technology (110299)
 Search Engines (23525)
 Self Improvement (153317)
 Seniors (6224)
 Sexuality (36012)
 Small Business (49387)
 Software (83054)
 Spiritual (23537)
 Sports (116156)
 Tax (7664)
 Telecommuting (34070)
 Travel & Tourism (308298)
 UK Property Investment (3123)
 Video Games (13382)
 Web Traffic (11803)
 Website Design (56951)
 Website Promotion (36671)
 World News (1000+)
 Writing (35853)
Author Spotlight
DESIGNPLUZ PTY LTD

Designpluz has steadily matured from a passionate graphics design start-up, into a full service digi...more
AREESH ISHTIAQ

Areesh Ishtiaq a Top Rated SEO and Digital Marketing Guru on Upwork, working as a project manager fo...more
SHOVON JOARDER

Shovon Joarder has been working as Freelance Marketing Project Manager for over four years. He also ...more
MARTIN ADAM

Working in this organization from last 10 years. I did my graduation from the University of Texas, U...more
PANKAJ RATTAN

I am Pankaj Rattan. I am a B.tech student. I love to ride my bike and play cricket. And i also love ...more


Three easily get retirement plans by cao hansa





Three easily get retirement plans by
Article Posted: 07/10/2013
Article Views: 91
Articles Written: 50
Word Count: 523
Article Votes: 0
AddThis Social Bookmark Button

Three easily get retirement plans


 
Finance & Investment,Career,Blogs
Save smarter In today's low-yield environment, most of us must salt away more. Easy to say, hard to do. If your employer hasn't adopted the Save More Tomorrow program, urge it to do so; and if it won't, then follow the program on your own. Developed by UCLA business professor Schlomo Benartzi and behavioral economist Richard Thaler, it lets employees pre-commit to saving more every time they get a pay raise. It works -- participants save much more than nonparticipants. In choosing your saving rate, face the new reality of inflation. Experts debate whether years of monetary loosening in the U.S. and other major economies will push up prices significantly, but ignoring the risk would be foolish. Suppose you'd like your portfolio to pay you $100,000 a year (in constant dollars) for 30 years. With an after-tax return of 6% and inflation at 2%, a nest egg of $1.82 million will do the job. But if inflation turns out to be just one point higher than you assumed, at 3%, you'll need another quarter million dollars. Invest smarter Back when we all thought we'd get 11% long-term annual returns, we could maybe afford to ignore fees and expenses. No more. It's time to get tough on the "helpers," Buffett's sarcastic term for the intermediaries who take bits and pieces of our investment returns. As he and Vanguard founder John Bogle constantly preach: Over decades, tenths of a point matter. Some helpers, such as the best fee-only advisers, are emphatically worth their cost. But in today's environment, investors must know exactly how much they're paying and for what. Investing smarter may also mean cleverly using your natural biases in your favor. Behavioral economists have found that we think of our spending in buckets -- one for dining out, say, another for travel, another for car expenses. The tendency isn't always rational, but Carnegie Mellon economist George Loewenstein has proposed that retirees harness it by setting up separate "pay the rent" and "spoil the grandkids" accounts. The rent account could be invested conservatively; the grandkids account could be invested aggressively for growth. Live smarter It's a hard reality that many people will be living a bit less large than they had hoped in retirement, and maybe before. Don't fight that thought. Embrace it. We're living through the first era in history when significant numbers of people are being made unhappy by having too much rather than too little. The term is "affluenza," now the subject of books and academic research. Why are you planning to retire at all? It isn't to maximize income. It's to be happy. Millions of people are finding that having less makes them happier. Spending less and saving more is kind of like sushi: You have to be made to try it, but then you may find you love it. That's also the potential exhilaration of sailing into the wind. As conditions change, reaching our goals demands a new course. With the right strategy you can still find your way to a great retirement. It could even be a happier one than you'd expected. Laptop Battery replacement supplier


Related Articles - retirement plans, financing,

Email this Article to a Friend!

Receive Articles like this one direct to your email box!
Subscribe for free today!

 Rate This Article  
Completely useless, should be removed from directory.
Minimal useful information.
Decent and informative.
Great article, very informative and helpful.
A 'Must Read'.

 

Do you Agree or Disagree? Have a Comment? POST IT!

 Reader Opinions 
Submit your comments and they will be posted here.
Make this comment or to the Author only:
Name:
Email:
*Your email will NOT be posted. This is for administrative purposes only.
Comments: *Your Comments WILL be posted to the AUTHOR ONLY if you select PRIVATE and to this PUBLIC PAGE if you select PUBLIC, so write accordingly.
 
Please enter the code in the image:



 Author Login 
LOGIN
Register for Author Account

 

Advertiser Login

 

ADVERTISE HERE NOW!
   Limited Time $60 Offer!
   90  Days-1.5 Million Views  

 

Great Paranormal Romance


STEPHEN BYE

Stephen Bye is a fiction writer. His most recent novels are a 5-book “The Developer” series which be...more
GENE MYERS

Author of four books and two screenplays; frequent magazine contributor. I have four other books "in...more
STEVERT MCKENZIE

Stevert Mckenzie, Travel Enthusiast. ...more
TIM FAY

After 60-plus years of living, I am just trying to pass down some of the information that I have lea...more
ADRIAN JOELE

I have been involved in nutrition and weight management for over 12 years and I like to share my kn...more
LAURA JEEVES

At LeadGenerators, we specialise in content-led Online Marketing Strategies for our clients in the t...more
MICHAEL BRESCIANI

Rev Bresciani is the author of two Christian books. One book is an important and concisely written b...more
LEVAL AINAH

I am an internet marketer and also an educator. My goal is to help others who are looking to improve...more
PAUL PHILIPS

For more articles, blog messages & videos and a free e-book download go to www.NewParadigm.ws your p...more
ALEX BELSEY

I am the editor of QUAY Magazine, a B2B publication based in the South West of the UK. I am also the...more

HomeLinksAbout UsContact UsTerms of UsePrivacy PolicyFAQResources
Copyright © 2025, All rights reserved.
Some pages may contain portions of text relating to certain topics obtained from wikipedia.org under the GNU FDL license