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Answers to all your ppi claim refund questions by Ryan Harris





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Answers to all your ppi claim refund questions by
Article Posted: 08/04/2013
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Answers to all your ppi claim refund questions


 
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Are you also one of the victims of mis sold PPI? And if you are looking forward to make anonline mis sold PPI claim,you might have some or all of these questions in your mind. Read on to know the answers to such questions answered directly by ppi claim refund companies:

1. How should I make a ppi claim refund? To make online mis sold PPI claim, you have to fill an application form that contains the information of all those accounts on which claim is being made. You will also need to sign an authority letter and send copies of all PPI related documents to your ppi claim refundadvisor. 2. What documents do I need? It would be great if you send all the documents related to the policy to the ppi claim refundexpert. In case you don’t have any, your advisor can contact your lender directly and obtain all documents that they require by showing your letter of authority. 3. For what part of the payment can I make a claim? You can claim for all PPI payments with an additional 8% interest if the PPI policy you were holding has been mis-sold. But for this, you need to be sure that you are taking this action within 3 years the problem came into your knowledge else it may get time barred. 4. The company that sold me PPI is no longer in business. What do I do? You can make a claim only if your PPI was taken out only after January 14, 2005. In this case, you can make yourrefund to the Free government back scheme which is also known as FSCS with the help of an expert ppi claim refund. 5. How will I get the redress? There are several ways to get the redressal. You can either get a cheque or it might be deposited directly in your bank account. Under some circumstances, it can also be credited to your credit card account. 6. How long will it take to get ppi claim refund? Usually all claims are settled within 8 weeks of their submission. But under some circumstances if the claim has to be referred to FOS, it might take anywhere between 3 to 18 months to clear your claim. Remember, a ppi claim refund company cannot help you get the claim back fast. 7. How much will I have to pay to the agent? Agents charge only when they are successful in getting the claim. Different agents charge on different grounds and thus their fees may vary, but you should be ready to pay around 30% of the entire amount that you get as claim plus a few taxes. If you are lucky, you might even find No Win No Fee ppi claim refundcompanies. 8. Will an agent guarantee that my claim will be successful?

No one can guarantee a successful claim. If anyone is doing it and asking you to pay for it, he is probably fooling you. A good PPI claim company can only make it easier and less stressful for you.

The answers to these questions will surely help you know the procedure about PPI claim better.

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