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What Type of Car Can You Actually Afford? by Cleo Gib





What Type of Car Can You Actually Afford? by
Article Posted: 08/13/2013
Article Views: 127
Articles Written: 12921
Word Count: 353
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What Type of Car Can You Actually Afford?


 
Automotive

When you see or hear a commercial from a dealership like Sawyers Chevrolet where they tell you what your monthly payments would be on a new car, you may become interested because the payments sound like something you could afford. Unfortunately, there are many costs of buying a new car to consider before you can determine whether you could afford it or not. The first step is finding out what your monthly payments would be, but then you'll have to consider a few other factors.

Down Payment

Usually, when you buy a vehicle you have to put a certain amount down when you first purchase the car. This is important when figuring out the overall cost because the more money you put down, the smaller your monthly payments will be. If you've set aside a few thousand dollars for a down payment already or you have an old car to trade in, you're in good shape.

Gas

You should also take into consideration how much gas your new vehicle will use. If this is your first vehicle purchase, or you're moving from a small car to a large truck, you're going to end up spending more money on gas each month. However, most new cars use less gas than older ones, so this can actually help make a certain vehicle more affordable.

Insurance

You have to pay insurance for each car you own, and your insurance rates depend on the car itself. The more expensive the car, the more it will cost to insure. Talk to your auto insurance provider before purchasing a car to find out exactly how your rates would be affected. 

Registration

Each year you will have register your vehicle. Registration itself costs over a hundred dollars, but you'll also have to pay for safety and/or emissions testing. Once you've added or subtracted all of these costs and benefits, you can choose a vehicle at Sawyers Chevrolet that you know you'll be able to afford in the long run. 

Sawyers Chevrolet in DeWitt, MI is proud to be your Lansing Chevrolet dealer serving Grand Ledge and St Johns. (http://www.sawyerschevy.com/)

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