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											<a href="https://www.amazines.com/view_author.cfm?authorid=1311282&Author=ELLIOT%20CHANG">ELLIOT CHANG</a>
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											<br>
											
											
											
											Financial analyst and author writing on economy and business.  ...<a href="https://www.amazines.com/view_author.cfm?authorid=1311282&Author=ELLIOT%20CHANG"><font size="1">more</font></a>
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		<!-- google_ad_section_start -->Untoward events such as accidents or serious illnesses may put you in debt, especially if you don’t have a sizable emergency fund to back you up. Fortunately, there is health insurance. It will provide you a security blanket so that you don’t have to worry about your hospital bills in the future.  Why Get a Personal Health Insurance?  People who are prone to sickness will benefit the most from a basic health insurance. There are insurance plans which cover prescription drugs, consultation fees and nurse care services.  Age and fitness are major factors in computing for your monthly insurance premium. Insurance companies offer very low rates for those who want to get a plan at an early age. Therefore, those who are healthy and fit are recommended to avail of a health insurance now.  Private Insurance vs. Government Health Insurance  You can either go to private health care providers or to the government health services for your insurance needs. Private insurance companies are better in terms of benefits and coverage since it is their speciality to provide insurance. They also provide free consultation services for you to determine which personal health insurance suits you best.  On the other hand, government health services are relatively cheaper than the former. Unlike private entities, they offer a Pre-existing Condition Insurance Plan. This policy accepts people who have any pre-existing medical conditions and yet are uninsured. Because of health reform laws, even if you are currently ill, you will pay the same rates as those of healthy people for this insurance plan.  Criteria for Selecting your Insurance  It is much easier if you will sort out the insurance products based on its costs. Is the monthly premium of this particular insurance within your income? If not, you might as well remove that insurance plan from your list.   You also should determine if you want to avail the services of your family doctor or a medical specialist on a regular basis. If yes, make sure that these health care professionals are accredited by your insurance provider.   Lastly, but more importantly, check the health care needs of your family. Do you want your insurance to cover for your basic eye and dental check-up? Is it important for you if your prescription drugs will be covered? In your family, do you have any history of chronic illnesses such as cancer and stroke? These questions may help you determine which personal health insurance is the best for you.    <p>    Choose <a rel="nofollow" href="http://thehealthinsuranceindex.com/catastrophic-health-insurance">http://thehealthinsuranceindex.com/catastrophic-health-insurance</a>   <p> <p><!-- google_ad_section_end -->


		
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