If you’re injured and you believe someone else is at fault, it’s often possible to receive compensation for your injuries. There are two options: you can file a personal injury claim or a personal injury lawsuit. Here are the important differences between the two so you can decide which is better for your situation.
Personal Injury Claims
With a personal injury claim, you deal with the person responsible for the accident, as well as his or her insurance company. It’s the insurance company’s responsibility to make sure you're compensated for your injuries. Although you can involve a personal injury lawyer in Granada Hills, they aren’t always necessary if the case is straightforward, your injuries are minor, and the insurance company agrees to pay.
Personal Injury Lawsuits
If you file a personal injury lawsuit, you involve the court to intercede on your behalf and ensure you receive fair compensation. Most people file a claim first, and then use a lawsuit as a last resort if the claim isn’t successful. Insurance companies do their best to avoid big payouts, and may be reluctant to cover your expenses, especially indirect costs such as loss of income and emotional distress.
While it's possible to file a lawsuit yourself, most people pursuing this option choose to work with an experienced personal injury attorney. Working with a lawyer gives you a better chance at winning your case and receiving more of the compensation you're entitled to.
Which Is Best for You?
In general, most minor injuries can be settled with a claim, while major injuries are often better handled by a judge. Lawsuits typically take much longer to settle, and if you're unsuccessful, you may be required to pay additional costs, like the opposite side’s attorney fees. However, you’ll have more of a chance at getting fair compensation for your injuries. Talk with your personal injury lawyer in Granada Hills to decide which choice is best for you.
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