If you’re a fleet manager in charge of a courier company, irrespective of the size you probably already know that the job comes with a great deal of responsibility. You’re effectively in charge of what can often be a large number of employees and vehicles, and one of the most important aspects you’ll need to consider is choosing the appropriate insurance for a fleet that carries out delivery work. |
This article will go into detail about insurance on the whole – the benefits, whether or not you need it (spoiler alert: you do), and other concerns. So if you’re responsible for multiple delivery work vans of different sizes and capacities, read on for all the fast facts.
Do I Need It?
The short answer is yes. As a manager, it may be tempting to try to save the company a few pounds by not investing in any, but this is a bad idea and extremely ill-advised. After all, if unforeseen circumstances arise and something happens to any of the vans in your fleet during the course of their delivery work, you’ll want to be sure that you are protected so that you’re not paying an arm and a leg for something you weren’t expecting.
What Should It Cover?
The exact package you choose will depend on the specifics of your operation, however it’s recommended that you pick one that will allow you to manage your entire fleet under a singular policy. You should make sure you’re insured against damage to your own vans and operatives as well as damage to other people, property or vehicles – especially if you’re running a fleet of five or more.
What Are the Benefits?
For starters, investing in insurance will give you total peace of mind. You won’t have to constantly worry about having to pay extra expenses or face legal action if an accident happens, which means you can properly focus on running the business. Other benefits include:
• One renewal date • One policy that covers all your drivers and vehicles (potentially all the different types your company has) • One point of contact to get in touch with when you have questions or concerns.
What Else Should I Keep in Mind?
As a manager, other relevant factors you should keep at the forefront of your mind when deciding which insurance policy is right for you are as follows:
• The delivery work destinations • Your drivers’ details • Each of your vehicles’ individual details (value, size, model, make, annual mileage, etc.) • How many vans you’d like to insure • What kind of goods you’re transporting
If you’re working in the delivery industry as a fleet manager, no doubt you feel passionately about the safety and efficiency of your drivers and vehicles, which is why it makes all the sense in the world to make sure they are protected by insuring them correctly. Knowledge is power and now that you know all about the benefits, coverage requirements and more, you’re in a position to make an informed purchase. Here’s to years of happy, safe and insured driving and deliveries.
Norman Dulwich is a Correspondent for Courier Exchange, the leading online trade network for the road transport industry. Connecting logistics professionals across the UK and Europe through their website, Courier Exchange provides services for matching delivery work with available drivers, and is now the fastest growing Freight Exchange in the UK.
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