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Do you struggle to show your full income on your taxes? Do you own your own business or work as an independant contractor for a living? If this sounds like you, then you probably already know how hard it can be to get the mortgage you need. Refinancing can be just as difficult and that is why the no doc refinancing programs have become so popular. With there being an ever growing number of people opening their own business out of their homes and online there is a need for mortgage loans that can be used to refinance a mortgage without proof of income on taxes or paycheck stubs. The stated income or no doc refinancing option is perfect for these individuals. Basically you will be getting a mortgage without providing any proof as to how much money you make or how much you own in assets, like stocks or bonds. This is very beneficial because you can refinance your mortgage without the hassle of trying to provide proof for what you really make. Tipped employees are another prime candidate for no doc refinancing because they never claim all of their income so proving that they make twice as much as they claim each week is pretty much impossible. We all know that servers, bartenders, and other tipped individuals make a decent living, but do not claim much more than about 25% of what they make. This makes it hard to get the mortgage they need without using a no doc refinancing option. Discover the companies that do No Doc Refinancing. Go here for more info: No Doc Refinancing
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