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Are you in need of a home loan to purchase a home or refinance your current home? Do you already know that your credit is poor and it is going to take a special type of lender to work with you? There are many options and there are legitimate sources for poor credit home loans out there. Here are a few loan options for you to start with. First, you should always consult your bank. They may be able to work with your and if they cannot they are usually very honest in why they cannot and they will advise you as to how to fix your credit so that they can work with you. Plus if they are able to do the loan for you chances are your rate will be much lower through them than it would be through other lenders. Second, there are many non conventional lenders that will work with credit scores as low as 500. They will be even more willing to work with you if you are just refinancing and you are going to be paying off some of the debts that have caused your credit to become so poor. This is a good options and these types of lenders are all over the place. Last, if you are looking to purchase you can try an FHA loan or another one of the many legitimate sources for poor credit home loans that the government offers. They will help to assist you with your down payment and will help to secure a loan for your home. There are some catches with government programs, but they will explain everything to you and they are a great source to get the loan you need. Do you need a loan and you have bad credit? It doesn't matter what the reason for the Poor Credit Home Loans is, you will be approved! Go to: Poor Credit Home Loans
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