If you have poor credit, then you know how hard loans poor credit accepted can be. You have to jump through hoops and hope that the bank or lender actually accepts you for the loan. This is not how it should be, but because your credit makes you a risk it is exactly how it is. Here are some tips to help you get a loan even if you have poor credit. Most of the time banks do not lend money to those that have poor credit because if you have poor credit, then you probably cannot afford the loan in the first place. This makes you a higher risk to lend to, but there are companies that actually specialize in these loans. They are the ones that understand that you might still be able to afford the loan even though you made some mistakes in the past. The first company to try is called Prosper. This is an online lending marketplace that matches individual lenders with individual borrowers. They are great for finding a group of people that are willing to lend you money without really paying too much attention to your credit. They are also very good about making sure you get a fair rate for your credit type. If Prosper does not work out, then you can try putting up some collateral or getting a co signer. If you do this you should go right back to your bank and start there. With a co signer or something of value to get a loan against a lot of times banks are more willing to lend money. This will get you a better rate and the loan you need. The last option that is always available is a payday loan or cash advance. These are short term loans, poor credit accepted that you can use for an emergency. It will have to be paid back within 30 days so make sure you only borrow what you need and you make the necessary cut backs so you can afford to pay it back without going hunger or without electricity. Do you need a loan and you have bad credit? It doesn't matter what the reason for the Loans Poor Credit is, you will be approved! Go to: Loans Poor Credit
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