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Unique article on the quick payday loan with some recollections about the days when most workers were paid monthly in cash. In some ways this was a better system because if you ran out of money there was only ever a few days to last out. Many of us have gone through times when the monthly pay does not seem to stretch, usually because of an unexpected bill or perhaps just because of the time of year. January and February in particular can be difficult after the Christmas and New Year celebrations and not surprisingly this is the time when many give up a number of expensive pleasures for a few weeks like going out to the pub or eating out. Some people just seem to have the knack of never being short and always seem to manage their financial affairs better than others. Just a generation ago the majority were paid weekly in cash. All manual workers were paid this way and clerical and management were expected to have a bank account with a direct transfer getting paid into the account once a month. The funny thing is that being paid cashweekly does not seem such a bad idea looking back. It meant that if you spent too much then you only ever had a couple of days before the next pay packet and subsequently it was always possible to muddle through. The monthly paid lowly clerk on minimum wage might find all his or her money gone after two weeks and then desperately try to figure out how to last the rest of the month. Fortunately, in those days the banks would be sympathetic and simply turned a blind eye to any reasonable overdraft knowing full well exactly when the next payment was due. As a weekly paid employee back in those days I was always coming in Monday morning completely broke. At the age of twenty and on twenty five pounds a week net what can you expect? Someone in the same boat showed me a little trick and that was that when you received your pay envelope stuffed with five fivers on the Friday afternoon, all you had to do was take one out and cello tape it to the underside of your office desk. Coming in broke on Monday after a weekend of revelry one was always grateful for that fiver on which you would try to live until Friday. Today the vast majority are paid monthly but the problem remains that sometimes with unexpected bills the money runs out. If you cannot borrow from family or friends then perhaps the answer is to borrow from a quick payday loan Company. Think of this borrowing as an emergency solution only and it can prove very useful. As long as you are sure that you understand the full amount to be repaid is clear and that by doing so out of your next month’s pay you will not land in further difficulties, then it may be just right for you. There are certain qualifying conditions such as minimum legal age and permanent home address as well as a fair to good credit record and a regular job that pays monthly but other than that the procedure could not be more straightforward. For more on a quick payday loan visit handycash.co.uk
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