351. Monetary Fitness For 2008: Choosing a Credit Counselor
May 26, 2010
Are you living paycheck to paycheck? Worried about debt collectors? Can't seem to develop a workable budget, let alone save money for retirement?
If this sounds familiar, you may want to consider the services of a credit counselor. Many credit counseling organizations are nonprofit and work ...
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352. Rewards Every Time You Utilize Your Credit Card
May 26, 2010
As competition in the UK credit card industry has consistently increased in recent years, credit card providers have been searching for more and more ways to attract customers to their own package of products. Most have gone about this by dropping prices with credit card rates available today that w...
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353. Despair With Poor Credit Repair
May 26, 2010
Just because you have a poor credit report doesn't mean you won't be able to get credit. Creditors set their own credit-granting standards and not all of them look at your credit history the same way. Some may look only at more recent years to evaluate you for credit, and they may grant credit if yo...
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354. Are You Entitled For a College Student Credit Card?
May 26, 2010
College credit cards are the credit cards that have been specially designed for college students. College credit cards are more popularly known as student credit cards. College credit cards allow the students to experience the benefits of credit cards much earlier in their life.
Through coll...
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355. Did You Know Not All Gas Cards Are Exactly The Same?
May 26, 2010
If you are feeling a bit strapped for cash at the pump these days, applying for a gas card that offers a rebate probably sounds very appealing. I mean, how do you say no to earning free gas? Well, before you click submit on that application make sure you have considered your options.
First o...
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356. Credit Counseling Clients Hurt by Latest Bankruptcy Requirements
May 26, 2010
The Bankruptcy Abuse and Consumer Protection Act was passed in early 2005 with the overwhelming support of the President, both houses of Congress and the major credit card companies. The law, which created sweeping changes in American bankruptcy law, was passed in order to reduce the possibility th...
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357. Credit Cards against Home Equity Loans
May 26, 2010
If you own your home and pay a mortgage, you probably already know that there are certain income tax advantages for deductions such as interest payments made each month. And if you use a credit card, you know that there are no such perks available, even though credit card borrowing usually means pay...
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358. Credit Cards Gone Wrong Way
May 26, 2010
Credit cards always seem like a good idea at first. Even if you've been burned in the past, when money gets tight, the shiny plastic rectangles seem like the perfect quick fix for any situation. Whether it's over-the-top finance charges, unheard of rates, or identity theft, there are a number of way...
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359. Credit Cards and Their Options
May 26, 2010
With so many different types of consumer credit cards available today it can sometimes be slightly overbearing determining which type of card you want or need. The following is a brief guide on the different types of consumer credit cards available today:
Credit Cards
A credit card i...
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360. Issues of Credit Cards and Divorce
May 26, 2010
If you've recently divorced or are going through a divorce, one of the important issues that you should settle is how any joint debts are to be handled. This includes mortgages on a jointly owned home and any joint credit cards that you have. You also need to be aware of how failure to pay those deb...
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