Understanding how the different aspects of your health insurance work is necessary to choose the right Ohio health insurance plan. The ideal plan is one that would pay for the medical expenses that you cannot afford on your own. Sickness and injury cannot be predicted, so when you purchase a heal...

Ohio health insurance premiums are rising, even for those who do not use a lot of health care services. According to a survey conducted by Kaiser Family Foundation and the Health Research & Educational Trust, premiums have increased nationally by 97% in less than a decade, about three time...

The U.S. Department of Health and Human Services (HHS) has just released rules to implement the provisions of the health care law to reduce discrimination against people with pre-existing conditions, help consumers compare their coverage options, and allow the implementation of equitable workp...

Beginning in January 2014, almost all Americans and legal residents are required to purchase health insurance or pay a fine. To help middle and low income Americans abide by this individual mandate, health reform proposed the setting up of health insurance exchanges in all th...

Small businesses are those with no more than 100 employees. Health care reform is expected to lower costs for small businesses in Kentucky, allowing them to attract and retain good employees with comprehensive group health insurance plans. Kentucky is one of the states that have gone ahead wit...

With the Obama administration getting a second term in office, the stage is set for the further implementation of the Affordable Care Act. However, there are still many unanswered questions about the controversial health reform and how it will work to benefit Americans. The Ohio health insuran...

Ohio will have a federally run health insurance exchange by 2014. This follows the decision by the governor not to implement a state-based exchange to sell Ohio health insurance. The setting up a federal health exchange is a major change as traditionally, states have controlled the private hea...

Having health insurance is necessary and unavoidable. However, the costs of health insurance in Ohio are rising, just as they are for the rest of the country. According to the Kaiser Family Foundation, the average annual single premium in 2012 is 3% higher than the average annual single premiu...

Now that the elections are over, the controversies surrounding Obamacare seem to loom larger than before. Many things will change on the Ohio health insurance scene when health reform is implemented. Here are five major issues Ohioans will have to deal with.

Most Kentuckians are enrolled in a managed care plan. Whether you get Kentucky individual health insurance through your employer or purchase a plan on your own, you would have to consider various points before you choose between an HMO and a PPO.

Under managed care, the insurance co...