To start with, let’s clarify one thing: yes, health care costs are going up, but this is not because of the number of times you did or did not go to the doctor’s throughout the year. The premiums that Kentucky health insurance companies charge you are based on your health conditions, but they are...

When looking into International Health Insurance Plans know that you can find very affordable rates for any situation. If the rates you are finding seem to be above your budget, continue researching until you are satisfied with what you will be paying.

Traveling or Relocating?...

When relocating to another country there are many things to be considered. Some things brought to your attention may be very obvious, while others may be almost completely overlooked.

Important Paperwork

Start as early as possible to get ready for relocatin...

Whether you are going abroad on vacation or business, to study or to relocate, you need to think about your health insurance coverage in the foreign country. Many countries require you provide proof of travel medical insurance when you enter their borders. You might have a standard policy, but th...

Kentucky residents can now take advantage of the open enrollment starting January 2012 to obtain comprehensive child-only health insurance coverage. According to an order issued by the Kentucky Department of Insurance, health insurance companies in the state are required to offer a child only pol...

With the IRS announcing the cost-of-living adjustments affecting Health Savings Accounts (HSAs), HSA contribution limits and High Deductible Health Plans (HDHP) out-of-pocket maximums will see slight increases in 2012. HDHP minimum required deductibles remain the same as in the last two years. Wi...

Most working people in Kentucky get health coverage through a group health insurance plan offered by their employer. However, they now have to pay a larger share of the costs than before. In fact, you could possibly save money by opting out of group health insurance and buying a health insurance ...

Having health insurance is no longer an option – it’s a necessity. If you are employed, you would be covered by an employer-sponsored plan, though now you could be paying a higher share of the coverage than before. As with the rest of the U.S., the Ohio job market has been hit by the economic cri...

You have planned all the details of your vacation abroad, but are worried about the unexpected. Trip and hotel cancellations, unexpected calamities in the country you’re traveling to, a medical emergency, baggage loss and so on are fears that can destroy your peace of mind. That’s why you need tr...

The rapidly rising cost of health care is one of the most pressing issues that the U.S. is facing today and it is eating into the income gains of the average American family. The increase in health insurance premiums is leaving people with less cash to spend on other essentials. According a surve...