Not all mortgages are created equal, and even home loans that appear similar on the surface could turn out to be significantly different in the long term depending on how the lender assesses your financial circumstances and ability to make repayments. Mortgage repayment calculators are a conven...

If you’re looking for ways to pay off your home loan sooner but you don’t want to have to increase the value of your monthly repayments, one effective option could be to link your bank account to your mortgage with an offset mortgage arrangement. This will allow money to be taken directly from ...

Many people who are thinking of buying their first home look for ways to make this purchase more affordable, such as sharing accommodation, applying for government schemes or looking for properties in low cost areas. One of the most effective ways to benefit from long term savings on your mortg...

Christmas is an expensive time for everybody. From gifts to decorations, visiting relatives to the all-important Christmas Day feast - it's no cheap celebration. But don't panic- there are lots of ways you can save money and still have the Christmas of your dreams with our simple guide to savin...

That time of year is rolling around soon when the invitations for parties will start flooding in. Weddings, Christmas parties, New Year parties, dinner parties and more will start to fill up your social calendar. Hitting the holiday party scene is a lot of fun, but you will need something to we...

The nights are getting longer, the mornings are getting chillier and there is that distinctive scent of crisp leaves and wood smoke in the air. Autumn is coming and with it come the chic and cosy autumn fashions.

One of the essential wardrobe items that you will for autumn is a com...

For many people, private healthcare insurance is something they don't think about until it's too late, when they may already be facing expensive medical bills for treatments or stuck in long queues waiting to be seen at public hospitals. Applying for private healthcare insurance offers financia...

Choosing medical insurance for your business isn’t a decision to be taken lightly, and there are many aspects to consider when finding the policy that’s right for your organisation and your employees. The higher the level of cover you’re able to afford, the better, though your firm’s insurance ...

The more people you have working for you in your business, the higher the risk that employees will need to take time off due to illness or injuries, which can result in lost work hours and can have an especially large impact in the case of small firms, where every worker counts.

Pro...