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So often money blogs provide endless advice on how to cut your spending; how to scrimp and save and put that money away for a future of sunshine, beaches and margaritas. Saving is definitely a crucial habit to develop, especially since we are living longer than ever! But that doesn’t mean that we should get in the habit of saving every single penny for a happy and fulfilling future. You deserve a little of that happiness and fulfillment now! It’s important to find a balance between treating yourself well in the present and saving for the future. Far too many Americans choose to live in the moment, spending what they have and even what they don’t. This is why so many financial advisors are howling at anyone who will listen to save, save, SAVE! But it’s just as easy to go too far in the other direction. If you’re saving all of your money for the future, then what are you living and working for today? Give yourself permission to splurge on something that is important to you. Do you absolutely love new clothes? Then give yourself a reasonable shopping budget each month and go to town. Do you have a hankering for some craft beer? You don’t have to give up that delicious brew. Again, it’s all about budgeting. Let yourself spend within reason. Give yourself something in the here and now – maybe a massage each month, a personal trainer or a big and beautiful television – that is reasonable for your budget. Just make sure you don’t splurge too much (otherwise, it wouldn’t be considered splurging). Enjoy the present even while saving for a sunny future. Wealth and Wisdom Online Financial Advisor ,Your personal CFO will provide you with the right solution that fits your lifestyle and financial planning. Our step by step process makes it easy for anyone to achieve their financial goals.
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