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It’s a well-known fact that over the last few years the cost of funerals has increased greatly. In fact, on average, funeral plans have risen as much as £1364 in 8 years. So let’s take a close look at the cost of prepaid funerals and how to reduce these fees. How Much Does A Funeral Plan Cost And What Does It Include? All funeral director fees are included in plans for prepaid funerals. This makes for great peace of mind that those fees are covered before you even pass on. So what exactly is included in the funeral plan? It’s pretty much everything that the funeral director normally provides. The services start before the funeral, when the deceased will be picked up and transported to the funeral director’s premises. From there, the funeral director will make off the funeral arrangements, as specified by the deceased and will offer advice on the certification and registration of death and any other related documentation. Since you will have chosen amongst the prepaid funerals that the funeral director offers, it will then be the funeral director’s job to ensure that your funeral runs smoothly and that any requested transportation, such as a hearse, is provided. They will further ensure that the funeral meets all the deceased’s requests such as choice of music and other personal requests. There are ways for people to save money on funerals thanks to plans for prepaid funerals. These types of plans actually freeze the cost of the Funeral Director’s services at the prices on the day that you sign the contact. That means that even if the funeral only takes place five, ten or thirty years away, the price remains the same and includes everything that the funeral director usually provides. Are There Any Other Costs Involved? Prepaid funerals include everything that was normally be covered. Third party costs, though, are not included and these are known as disbursements. So what do these costs entail? These are anything that is not typically under the control of the funeral director such as fees from other firms involved in the funeral like a minister’s fee, fees for using a church or burial costs. Keeping Funeral Prices Down Since the average funeral cost is constantly on the rise, the best way to keep those prices down is to start planning early with prepaid funeral plans. These plans are ideal for funding a funeral since the funeral director’s fees are frozen and the current prices in order to avoid further increases. The cost can be paid up front, monthly or over a specified number of years to make payments more manageable. It’s also worth considering contributing to third party fees early on for peace of mind and to ensure to that as much as possible has been done to cover your funeral fees and not leave your family having to make difficult financial decisions when they should be spending time mourning you
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