|
Trafficinsurance, also known as third party insurance, is a mandatory insurance that provides monetary compensation to the persons injured in road accident. This applies to both the drivers and passengers of the vehicle. The amount of money might be deduced if the accident is done under the influence of alcohol or due to negligence. The traffic insurance also pays for the property damage that takes place due to the collision of two vehicles. In case a driver knowingly bumps into your car, causing an accident, the driver’s car insurance will pay for the damage. Third party liability vehicle insurance is called Seguro Obligatorio de Accidentes de Transito Bogota or SOAT Bogota.It is compulsory for all the vehicles passing through the territory of Colombia. Itprovides compensation to the third party victim of a road accident.All the private and public health centres in Bogota are obliged to provide immediate medical attention to the victims of road accidents. SOAT also covers the emergency medical expense and transfer of the injured driver and passengers to the nearest hospital. If any death occurs, the insurance compensates the family of the deceased. Superintendencia Nacional de Salud is the organizationresponsible for the implementation and supervision of insurance service in Bogota, Colombia. Insurance of cover by SOAT Each SOAT Bogota gives a basic coverage of $800 for medical and surgical purposes. The amount is increased upto $3 million in the event of permanentdisability in a traffic accident. An important determinant of the compensation amount is the model and manufacturing year of the car involved in an accident. Apart from the compulsory insurance of traffic accidents, there is an additional voluntary vehicle insurance that covers the car owner and the car in cases of death, theft or causing injury to a third party. The basic coverages provided by this insurance plan include breakdown assistance, civilliability, cover for natural disasters or an event of vandalism or theft along with some optional covers. Foreign car insurance One who is driving a car through the Colombian territory or importing a car must be an SOAT holder. The insurance can be purchased from previsora seaguiros offices. Imported cars find it difficult to get an insurance if the car is 15-20 years old model. Cars which have been brought to the territory through a dealership can easily claim for the insurance cover in the event of an accident.to make your claim, you must contact the traffic police first who will prepare a report of the accident.To receive a payment from an insurance company, submitting this report is mandatory. Most insurance companies have their 24 x7 available help line where you can contact to declare your accident and make queries. To know more about Cambio De Aceite Colombia and Revision Tecnomecanica Bogota, lubricantes bogota.
Related Articles -
SOAT Bogota, Cambio De Aceite Colombia, Revision Tecnomecanica Bogota,
|
