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Have you ever been involved in a car accident? Or have you ever driven by the scene of an accident where you see people scratching in the cubbyhole or in their bags looking for a pen and paper to take down information. If you have been involved in an accident you would know, that the shock one experiences at that time, makes it difficult to think logically and get down all the details you need in order to contact the person later or to have enough evidence if the case is taken to court. Taking out accident insurance ensures that for a minimal amount every month you are covered from a majority of the expenses, but truth be told many insurance companies will try and do whatever they legally can to get out from not paying an insurance claim. So the question is, even though you have accident insurance, what can you do at the scene of the accident which will ensure that you have all the evidence you need to both settle a claim and to use in a court of law. In this article we will be looking at some the basics things which you can do at the scene of an accident which could save you thousands. Let us start with the basics; Make sure that you have a working pen and piece of pad paper ready in the cubbyhole. It is important that you take the details of the other person such as; name, surname, telephone number, email address and also the registration number. Also if there are any eye witnesses on the scene, it is also important to get their information- in case the case goes to court. If you have a digital handy or even the camera on your mobile phone, use it! Take pictures of the damage on both cars, as well as the track marks on the street and if any other objects have been damaged such as; walls, street lamps or telephone poles. This will come in handy if there are any discrepancies as to how the accident happened or what was damaged. This way the insurance companies cannot deny responsibility. I would suggest that you keep you note pad, pen and even your insurance papers in a sleeve or bag, so that you have everything in one place and so you do not have to be looking for high and low for these things. Ok, so we all know that once an accident has happened there is nothing much that you can after the effect, other than make sure that the responsible person pays for the damages and that, your insurance pays out your claim. Accident insurance ensures that you are covered in the case of an accident, but it is also important that you write down enough information and take pictures to prove your case should you need to settle your claim or settle the case in court. For more information on accident insurance, go to http://www.youinsure.co.za
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