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Prepaid funeral plan is one of the most innovative concepts to materialize these days. Initially, people can laugh at it, but one cannot underestimate the tremendous advantages it features. It is a smart approach to plan for one’s own funeral beforehand, much prior to the death of the particular. In fact, most commonly, it is the subject who plans for his/her own funeral in advance from reputed agencies to provide no unnecessary stress on the home members once he/she passes away. It is a good approach that saves the family members from facing unnecessary financial burdens while trying to arrange for funeral. According to funeral plans, everything gets organized at a very early stage, during the time when the subject planned for it. Once the subject passes away, the organization need to be notified at the earliest. That’s it! Every responsibility, right from burial to peace ceremony, to final farewell and funeral thanksgiving events are organized by these agencies. Whatever has been mentioned in the Plan papers, the agency will work accordingly. Prepaid planning is always better due to excessive increase in cost of burials and funeral ceremonies these days. Of late, such prepaid funeral plans has become more popular in UK, Australia, and US. As per surveys conducted by AARP (Association for Advancement of Retired Persons), nearly 40% of the people who have reached a age of 50 years or above have opted for some sort of prepaid funeral arrangement to relieve the burdens from the shoulders of family members. One thing is necessary to keep in mind. When a person makes arrangements for his/her own funeral, then the payment is done in either of the two ways: i) out of the pocket, ii) through some life insurance policies. Any sort of government regulations doesn’t interrupt the proceedings. However, if the entire funeral plan is on some sort of contract basis or does include some 3rd party involvement, then government regulatory acts needs to be followed strictly.
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