|
|
|
Top 19 Tips to prevent credit card scam by Amy j
|
|
|
Top 19 Tips to prevent credit card scam |
|
|
|
Finance & Investment
|
|
It’s necessary to keep safe our credit cards because identity thieves can abuse these without you realizing it. There are numerous ways criminals can get your credit card information, but by having sheer knowledge and awareness, we can increase our security and privacy. Awareness when making transactions - Never let someone take your card without your authorization, and always keep an eye on it whenever you are paying for a particular purchase.
- Make sure that there are two printed sales slips for every purchase you made – one will be for you and the other will be for the merchant.
- Before signing slips and checking your credit card account details on the receipt, make certain that no one is hovering around you. “Shoulder surfers” and other thieves can compromise you just by taking a glimpse on your card account details.
- Check to see if the credit card device you are using contains any unnecessary wirings or attachments. Any funny-looking devices or loose card receptacles is indicative of “skimming” and you can fall prey to it if you don’t take serious caution.
- There are credit card companies that call their clients to verify transactions made, especially if it’s a large purchase or unusual changes in your spending pattern. This can help protect credit scam, because you’ll be informed and you’ll be able to confirm whether or not the transaction is really yours.
Verification of credit card purchases made - Always keep a copy of your payment receipts and credit card statements for future references. This will help you spot any unauthorized transactions easily and halt occurrence of further fraud on your account.
- To speed things up, you can access your online credit card account to review your credit card transactions on a regular basis. Once this becomes a habit, you’re guaranteed that no fraudster or id thief can max out your credit card limit.
- If you detect any disputes on your transactions (whether from fraud or plain error), always inform your credit card company immediately.
Online credit card safety It’s much easier to detect card fraud offline than online, so it’s necessary to double up your efforts when making transactions on the web. - Always use a secured browser and make sure that the site has built-in encryption whenever you enter your credit card details.
- Install the latest anti-virus software to increase your protection from unwanted threats and malwares.
- Do not shop online using public Internet connection. This increases your vulnerability to unwanted attacks hovering on the network.
- Always check the legitimacy of the online merchant you’re making business with. Take time to read their privacy policy statement to know how they protect their customers’ private information. Aside from checking their reputation, also look out for signs that their site is secured, such as a padlock symbol located beside the URL bar and an address that begins with “https.”
- Commit your online passwords to memory and manage it carefully.
- Don’t send your card details via emails, especially to strangers or other suspicious merchants.
Personal Protection - Lock your home mailbox and request credit card companies to mail all statements to your post box office, where you could pick them up personally.
- Shred or destroy all old receipts and monthly bills before disposing them to avoid being victimized by dumpster divers.
- Limit the number of credit cards you carry to the ones you extremely need. This prevents severe damages in case they got stolen or lost.
- If you have credit cards that aren’t being used, cancel them, if necessary. If a thief spies on your report that you have an open credit, you’re reputation that be put in serious danger.
- If in case you really have to give out your credit card information over the phone to a reputed organization, make sure no one is listening or look for a secure place first.
Amy is an active blogger who is fond of sharing interesting finance related articles to encourage people to manage and protect their finances. She also covers topics on credit monitoring and good credit score range.
Related Articles -
protect credit, credit card fraud prevention, protect from credit scam, identify credit card fraud,
|
Rate This Article |
|
|
|
Do you Agree or Disagree? Have a Comment? POST IT!
Reader Opinions |
|
|
|
|
|
|
|
|
Author Login |
|
|
Advertiser Login
ADVERTISE HERE NOW!
Limited Time $60 Offer!
90 Days-1.5 Million Views
|
|
TIM FAY
After 60-plus years of living, I am just trying to pass down some of the information that I have lea...more
|
|
|
|
|
STEPHEN BYE
Steve Bye is currently a fiction writer, who published his first novel, ‘Looking Forward Through the...more
|
|
|
|
|
GENE MYERS
Author of four books and two screenplays; frequent magazine contributor. I have four other books "in...more
|
|
|
|
|
LAURA JEEVES
At LeadGenerators, we specialise in content-led Online Marketing Strategies for our clients in the t...more
|
|
|
|
|
ALEX BELSEY
I am the editor of QUAY Magazine, a B2B publication based in the South West of the UK. I am also the...more
|
|
|
|
|
SUSAN FRIESEN
Located in the lower mainland of B.C., Susan Friesen is a visionary brand strategist, entrepreneur, ...more
|
|
|
|
|
SHALINI MITTAL
A postgraduate in Fashion Technology. Shalini is a writer at heart! Writing for her is an expression...more
|
|
|
|
|
ADRIAN JOELE
I have been involved in nutrition and weight management for over 12 years and I like to share my kn...more
|
|
|
|
|
JAMES KENNY
James is a Research Enthusiast that focuses on the understanding of how things work and can be impro...more
|
|
|
|