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Engagement rings are in fact gorgeous, stunning not to mention expensive. Your bride to be may be worth every penny but you don’t have to break your entire bank account just to give her the loveliest ring. Here’s how to get an engagement ring on budget for your soon to be bride. 1. Look for rings or stones with a halo setting around it. This can make the ring bigger and it creates the illusion of additional carats. The halo around it can also change the entire appearance of the diamond and it will also give it a vintage look that will make it stand out from other rings. 2. Take in consideration the kind of cut the diamond has. The emerald cut has fewer facets, these are the parts that reflect light and make the diamond brilliant. This type of cut may not be as shiny as other shapes but the good thing about this is that it allows the diamond to cover more of the area compared to other diamond cuts with the same carat weight. It will also make it look bigger and it is a timeless style that will look elegant and classy all the time. 3. Because you are on a tight budget, it would be best to skip rings with bands that go all the way around. What you should look for is a ring that highlights the center stone. Go for the ones that have embellishments or twists or engraving. But if you’re really looking for more brilliance, you can add a few baguette diamonds on each side of the stone to add more sparkle to the ring for a lower and much affordable cost. 4. Colored diamonds are very popular nowadays and most celebs are sporting it now but they are very expensive. But if you want to add some color to the ring but don’t have enough money, you can add a gem to the center stone instead. The best choice would be pink sapphires because they give off this rosy tint similar to pink diamonds. Citrine is also very pretty as it creates that same effect that yellow diamonds give off. 5. The less metal there is on the ring, the less expensive it will be so what you should go for is a prong. This secures the diamond on the ring and acts like a tripod above the band. This setting is a great way to highlight the stone and because the diamond is raised and is more visible, it will be easier to clean too. 6. You can be lucky enough to score a deal if you buy the ring and the wedding band both at the same time. You can even get a discount for the groom’s wedding band too. You will save more and get everything with less hassle. Are you planning to use your credit card for the purchasing? Make sure you check your credit report order your credit report first to see if your utilization ratio is still good. Avoid using your credit card if you are near the 30%-below rule. This is because going above that line can affect your credit negatively and you may end up having trouble soon. Do not forget to pay for your bill at the end of the month to avoid penalties and to keep your debt from growing bigger. Follow these tips and get the most beautiful ring out there for a lower cost. Take your time in looking for the right ring and compare prices and deals to make the most out of it. Joy is an active blogger who is fond of sharing interesting finance management tips to encourage people to manage their personal finances. More specifically, she advocates that people should check credit reports and scores regularly.
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