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If you or someone you know is thinking about filing for bankruptcy, you need an attorney to help you through the complicated process. In today’s hard economic times it is important to recognize that bankruptcy is a viable way out if you need help with your personal debt. Although many attorneys may be able to stumble their way through your bankruptcy case, you need to hire a specialist if you want results. What Happens When You File For Bankruptcy Some people have an irrational fear of bankruptcy, thinking that asking a court to help with your debt will ruin your credit and put you on a course that ends in financial ruin. While bankruptcy does have serious consequences, it is not the drastic end to your credit score that many people fear. When you file for bankruptcy you are simply asking the court to approve a plan allowing you to restructure-and in some instances discharge- your debt. This process can help you come out from under some serious bills, but will also ensure that your monthly payments are more manageable. Hiring an Attorney Although it is possible to represent yourself when you petition for bankruptcy, it is a complicated process that you may not want to handle on your own. Filing for bankruptcy requires you to make important decisions about what kind of bankruptcy is best for you and your family. An attorney can help you choose which type of bankruptcy is right for you, will know how to file all the appropriate paperwork and documentation, and will represent you at all of the required court hearings. Finding the Right AttorneyNot all attorneys are created equal. There are many general practice attorneys who may offer to help you with your legal needs. When choosing an attorney, make sure you hire a bankruptcy specialist Individuals and businesses with serious financial problems are often unaware of their full range of options. At The Schwartz Law Firm in Las Vegas, Nevada, our attorneys are dedicated to helping clients understand their choices. Whether a client ultimately files for bankruptcy protection or undertakes a real estate short sale, our lawyers can assist. http://www.schwartzlawyers.com/las-vegas/bankruptcy-restructuring/
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