If, like me, you are a new immigrant coming from a Latin American country, let’s say communist Cuba, or any other poor country with no mandatory car insurance, we might say that you really came from another galaxy very far away when it comes to understanding car insurance. Yes, it’s like that, because much of the time you come to USA as another immigrant from the Third World with zero education about auto insurance. Back in your country, you didn't have any car insurance knowledge as the law didn't require it. Seguro de Auto? What´s that? Is it about a new digital lock in your car? Wow, it sounds good! |
It’s not about buying a car and driving away. So, it turns out that, usually, people from poor countries don´t know anything about insurance, car insurance quotes or liability car insurance. They don´t know anything about it and once in USA, when they decide to buy a car, they have to face the fact that an auto insurance policy is also needed. Suddenly we realize that it´s not just to buy a car and drive it anywhere. No, it´s not like that! Where we come from, as there is not any mandatory insurance for cars, and nobody knows anything about that, everything is screwed up. Accidents happen and people end up buried in debts. But here, in a First World country, there are a lot of laws and everybody understands the basics of auto insurance. They know that, immediately after buying a car, they have to go and get a car insurance policy, either online or by phone but they get one right away.
Having to learn about car insurance But Latinos, as we don’t know about automobile insurance, we get very stressed out with this new situation about getting auto insurance. We are being forced to learn about something completely new and we have to learn how it works. Then, once we start to find out how insurance for cars really works, we start to get a bit depressed, because we wonder, what the heck is that? Why do I have to spend money for buying insurance for my car? I don’t need any car insurance and I don´t need to find quotes for car insurance either. If I have an antique car, then do I have to get antique car insurance? I can survive without that.
It’s smart to pay for car insurance Because here is obligatory to have car insurance, it’s really a smart idea to pay for it. Nobody can afford to pay themselves for problems with their cars, in case of car accidents or stolen cars. Just probably rich people can live without auto insurance. You never know when something wrong is going to happen to you. For car insurance, depending on the State where you live, you should pay a certain amount of money every month. So, you pay just a little bit of money for that every month, maybe around $70, and that will solve many problems that might happen to you with your car. Not matter if you have never got any problem with your car, you can feel very well because to have car insurance means that you will not have an unforeseen headache. A reliable automobile insurance also means you will feel peace inside of you. It´s already a solution to a problem you never want to happen.
Why cheap insurance is not always the best insurance Also because it is mandatory to have car insurance in USA, most of the people buy the cheap cars with the cheapest insurance. Cheapest things might not always bring the best results in your life though. If you always buy everything cheap and you also are searching for cheap insurance car quotes or whatever it looks cheap to you, then you will have a very cheap life, in fact a very poor life. You can understand me better if you see what’s like getting cheap car insurance. For example, if someone would steal your car or you have a very bad car accident and you have the cheapest insurance (which you found surfing the internet for the cheapest car insurance in USA), be sure that your car insurance company is not going to replace your car for a new one, forget about it. But if you have a good automobile insurance, like a liability car insurance, then there will be no problem for you. In the case that someone steals your car, immediately you get a new car from your auto insurance company. So, it’s true, you pay more, but you feel much better in general.
Final recommendations It´s easy to find any car insurance company in Internet but I would always recommend you to have liability car insurance, no matter the price, but for sure your life will be safer. Here is a car insurance related websites to get auto insurance quotes:
Inexpensive Car Insurance
Go Auto Insurance
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