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Veteran Loan Certificate of Eligibility Guide: A Veteran loan is an incredible benefit offered to men and women of the armed forces who meet certain eligibility criteria. Not only are the benefits exclusive to veterans, they provide opportunities that you can't get with other loans, like the ability to refinance your home up to 100% of its worth, no down payments on a home purchase, and more! But to take advantage of the benefits offered by a Veteran loan, you have to prove you are eligible. In order to do that, you must meet certain guidelines. - To qualify for a Veteran loan, you must have one of the following requirements: -> Served 181 days during peacetime (Active Duty) -> Served 90 days during war time (Active Duty) -> Served 6 years in the Reserves or National Guard -> Surviving spouse of a service member who was killed in the line of duty But in addition to meeting one of the above criteria, you must request a Certificate of Eligibility (COE) from the Veterans Administration. The Certificate of Eligibility, (COE) or Form 26-1880, proves to your lender that you, on behalf of the government, are qualified to receive the loan. For veterans who entered service after September 7, 1980 and were discharged after serving fewer than 2 years, proof of service is required. Call(480-595-6412) or email us at (jeff@luxuryvalleyhomes.com) to locate your VA-approved lender, and take advantage of today's incredibly low 30-year fixed rates on Veteran Loans. For more information, please visit our website.
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