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| Articles by michelle symonds |
131. Why more people are choosing fixed rate mortgages
September 14, 2012
Would you choose a fixed or a variable rate for your next mortgage? If you would take a fixed deal, you are not alone. New figures from the Financial Services Authority (FSA) reveal that almost two thirds of new mortgages in the year to March 2012 were arranged on a fixed rate basis. However, desp...
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132. Remortgage market slows as borrowers await possible rate cut
September 14, 2012
There was a sharp decrease in remortgage applications in June as borrowers sat tight ahead of a possible Base rate cut. The prospect of the Bank of England cutting the Base rate from its already low level of 0.5 per cent led to fewer borrowers switching lenders, preferring to adopt a ‘wait and see’ ...
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133. Large mortgage deals cost £700 more with a bank than with a building society
September 14, 2012
Mortgage experts will always tell you to compare both the interest rate and the arrangement fee when you are taking a high value mortgage. Unlike small mortgages, you are often better paying a higher arrangement fee on a large mortgage to benefit from a lower interest rate.
However, not all ...
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134. Five years on and the problems caused by Northern Rock remain
September 14, 2012
It has been five years since the demise of Northern Rock. The problems experienced by the lender ushered in the UK’s financial crisis and, today, Britain’s borrowers are still finding it tough to get a new mortgage. Not only has there been a stark reduction in the number of large mortgage deals but ...
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135. Why you'll need a larger mortgage for a house near the best schools
September 14, 2012
If you want to ensure your children go to the best state schools in England you will have to pay significantly more for your home. That’s the conclusion of a new survey by a large mortgage lender which has found that the average price of a property in the postal district of England’s 30 best state s...
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136. FSA say more large mortgage borrowers choosing fixed rates
September 14, 2012
New figures from the Financial Services Authority show that almost two thirds of new mortgages in the year to March 2012 were arranged on a fixed rate basis. However, despite more large mortgage borrowers choosing fixed deals, the majority of UK borrowers remain on variable rate products and therefo...
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137. 5 Reasons Why People Won't Buy Your Home
September 12, 2012
In many places the housing market is now firmly skewed in the buyer's favour. Despite price reductions and good marketing it is still proving difficult to sell all but the most desirable homes.
Selling your property can be tough. It’s a buyer’s market in many parts of the UK and many high ...
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138. Using Accent Tiles to Revamp Your Kitchen or Bathroom
August 10, 2012
Plain, neutral ceramic or porcelain tiles create the perfect backdrop to highlight a well-designed kitchen or bathroom. They work well with furniture and fittings of every style from traditional to ultra-contemporary, but sometimes they are just too plain. And because tiles are a hard material somet...
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139. The history of ceramic tiles
August 10, 2012
Ceramic tiles have been used for thousands of years as a decorative material in homes and public buildings. With their wide range of colours and designs they can be used almost anywhere to enhance the decoration of a space and, of course, to create a durable, water-resistant barrier in bathrooms and...
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140. Why Organisations Still Require Document Archiving and Storage
August 10, 2012
The paperless office predicted back in the 1970's still seems a long way off as organisations are required to store more and more documentation for legal or regulatory reasons such as privacy laws. And whilst many documents can be stored electronically for ease of management and tracking, the requir...
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Author: michelle symonds
