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| Articles by Ryan Smith |
21. 4 Smart tips to help you organize your finances effectively
February 07, 2011
It is important to organize your finances effectively so that you don't get into debt problems in future. However, this is quite a difficult task to accomplish. Read along to know about 4 tips that can assist you in organizing your finances effectively:
Tips to organize your finances...
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22. Co-signing a student loan - What is your liability?
December 07, 2010
Problem:
Our son took out a student loan for pursuing his higher studies. He took out a loan of around $85,000 from Salli Mae, which we co-signed. He was quite studious and doing well in studies. Unfortunately, he had a dreadful accident few months back and has lost all interest in his stud...
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23. Is your debt consolidator reliable?
October 26, 2010
If you want to consolidate your debts, you must get it done by a reputable company. There are several companies who will be willing to offer you their service, but it is up to you to decide which company you would like to work with. There are fraud/illegitimate companies out there to get your money....
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24. Settling debts in Wisconsin
September 10, 2010
Settling your debts in Wisconsin means, negotiating with your creditors to pay a lesser amount than what you owe. Through debt settlement you may be able to save between 40% and 60% of your debt. You may do this yourself or get help from a settlement company. It depends on how persistent you can be ...
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25. Weigh your options before consolidation
August 06, 2010
With such a rapid change in lifestyle, it is quite normal to accrue debts gradually with all the options you have on things to buy – Christmas presents, wedding gifts, new furniture for the house and so on. The good thing is, even if you have too many dues to handle you may resort to bill consolidat...
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26. 5 Traps you must avoid while trying to settle debts
June 25, 2010
Are you thinking of taking recourse to debt settlement in order to get rid of your debts? Before negotiating with your creditors for settling your debts, you should know that debt settlement is not for everyone. It is usually viewed as an alternative to filing a bankruptcy. People take help of debt ...
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27. Personal budgeting - The first step to achieve financial freedom
June 17, 2010
It is quite important to plan a budget regardless of whether or not you have debts to pay off. Budgeting is the basic step of every financial planning. You can never achieve your short and long term goals if you cannot make a proper budget plan.
5 Steps to plan a personal budget
W...
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28. Keep harassing debt collectors away
May 25, 2010
Debt collectors can be quite a trouble if you have unpaid debts. You could be one among those who are harassed by debt collectors. But you are protected by the FDCPA. In order that debt collectors don’t harass you in order that you know |
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29. Tips to help find a good consolidation company
May 06, 2010
When you choose to consolidate your debts, it is important that you choose a reputable company to work with. Many of you may have heard of debt consolidation scams. Being robbed of your money when you are already knee deep in debt is truly frightening. However, not all consolidation companies are sc...
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Author: Ryan Smith
