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| Articles by Joy Mali M |
1. What are credit card debt forgiveness programs?
November 14, 2013
Having credit card debt is one of the biggest financial obstacles that many people face today. There are many reasons why people get into debt, and it often seems like there are few ways out of it. If you have credit card debt, you may notice that your credit score is low and that you have a hard ti...
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2. Can a store credit card affect my credit?
November 12, 2013
If, like most of us, you have one or two favorite stores in which you enjoy shopping, you have most likely been approached about applying for their store credit card. The store credit card may offer extra perks such as immediate discounts, special offers, coupons, and flexible repayment options. In ...
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3. What factors should be examined when looking for student loans?
November 06, 2013
If you are a student, you will likely need a loan of some sort to continue your education. Whether it’s a smaller or a larger amount, there are various aspects of a student loan of which you should be aware, even before you begin selecting and applying for loans. Keep in mind that your credit score ...
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4. What is the effect on your credit rating immediately after you get a mortgage?
October 29, 2013
Every responsible individual who owns a credit card or any type of loan should be checking their credit score several times a year. This is a habit that’s worth getting into because when you check monthly credit reports, you can help protect against fraud, theft, hacks, and errors from destroying yo...
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5. Adobe has been hacked: leaves numerous customers vulnerable
October 29, 2013
Identity theft is on the rise, and people need to be continually aware of where threats can originate. Recently, Adobe became just another business in the long line of hacking victims that could end up with your personal information being put into the wrong hands. When it comes to protecting your pe...
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6. What is considered a Sufficient Credit Score to get a Car Loan Easily?
October 28, 2013
If you think you can’t qualify for a car loan because of your low credit score, you might be surprised. What some loan companies consider a horrible loan may be good enough to get you a car from another company. That’s because your credit score is only one factor in determining if you get a car loan...
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7. Does applying for new credit cards hurt your score?
October 28, 2013
Most people know that they should be keeping up with the contents of their credit report and pulling their scores on a regular basis. However far too few people actually act on this knowledge, mostly because they do understand just how important their credit score is and how it can be impacted by th...
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8. The Impact Identity Theft can have on Your Credit Score
October 24, 2013
Identity theft is one of the fastest growing crimes in the United States, and the impact of the crime can have long-lasting effects for you and your credit score. Identity theft not only costs you money, but this crime could lead to false imprisonment. When thieves steal your identity, they could us...
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9. Pre-Approved Credit Offers Could Make You a Victim of Fraud
October 24, 2013
Your mail is likely filled with plenty of pre-approved credit card offers on a weekly, if not daily basis. Did you know that these simple pieces of paper could cause you to become the victim of identity theft? If you do not properly dispose of the pre-approved offers, if you are accepting them or yo...
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10. What is the Average Credit Score by Age Group?
October 24, 2013
The better your credit score is, the more financial opportunities you will have. A good credit score means that you are financially responsible and are able to pay back bills on time and pay back any debts or loans in a timely manner. However, an average or bad score can have negative consequences w...
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ALEX BELSEY
I am the editor of QUAY Magazine, a B2B publication based in the South West of the UK. I am also the...more
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LAURA JEEVES
At LeadGenerators, we specialise in content-led Online Marketing Strategies for our clients in the t...more
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Stephen Bye is a fiction writer. His most recent novels are a 5-book “The Developer” series which be...more
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LEVAL AINAH
I am an internet marketer and also an educator. My goal is to help others who are looking to improve...more
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TIM FAY
After 60-plus years of living, I am just trying to pass down some of the information that I have lea...more
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Author of four books and two screenplays; frequent magazine contributor. I have four other books "in...more
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ADRIAN JOELE
I have been involved in nutrition and weight management for over 12 years and I like to share my kn...more
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MICHAEL BRESCIANI
Rev Bresciani is the author of two Christian books. One book is an important and concisely written b...more
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PAUL PHILIPS
For more articles, blog messages & videos and a free e-book download go to www.NewParadigm.ws your p...more
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Author: Joy Mali M
