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| Articles by Joy Mali M |
11. Making Sure Identity Theft Doesn't Happen to You Again
October 24, 2013
When identity theft strikes, it can cost you a lot of time and money. It can also cause damage to your credit. There are many steps you need to take if your identity is stolen. In addition to reporting it to the proper authorities, you also need to pay more attention to your credit reports. It can a...
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12. How many credit cards should i have?
October 24, 2013
Deciding on the right number of credit cards that you should have is not an exact science, and there are a variety of things to consider. Your payment history, ability to manage your credit cards, credit score, and the affect of cancelling existing cards should also be considered when you are in the...
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13. Stop Making excuses: Save for Retirement
October 22, 2013
When young adults get out of school they usually have lots of dreams. They dream of finding a great job and enjoying the freedom that will come with earning their own money. The idea of gaining independence and all it offers is something that excites young adults. The idea that one day they will ret...
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14. Do You Have a Plan for When You Retire?
October 22, 2013
When young adults get out of school they usually have lots of dreams. They dream of finding a great job and enjoying the freedom that will come with earning their own money. The idea of gaining independence and all it offers is something that excites young adults. The idea that one day they will ret...
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15. Help! How Can I Protect My Credit Information From Identity Thieves?
October 21, 2013
Just a single swipe or transaction can pass along your personal credit card information to a thief. This issue can occur in a variety of settings, from the ATM machine to a restaurant or online shopping. If it is not addressed in time, such an event can have serious consequences on your overall cred...
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16. Rebuilding your Credit after a Bankruptcy
October 21, 2013
Many people have turned to bankruptcy to help them escape the problems they face because of debt. Making the decision to declare bankruptcy is not easy and it can carry a lot of different emotions with it. The way you deal with bankruptcy will play a large role in your future. You can wallow in the ...
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17. How to Read a Credit Report for the First Time
October 17, 2013
When you get your credit report, it is easy to get confused by all of the unfamiliar terms. There are a lot of numbers, abbreviations and phrases to decipher. If this is your first time looking at these reports, it is important to know how to read a credit report.
The Basics of Cr...
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18. Do You Know How to Manage Your Credit Cards?
October 17, 2013
Credit cards have become a way of life. There are over 1.5 billion credit cards used in the United Sates alone. They have become the way people pay for everything big and small. Credit cards are convenient and when they are used responsibly, they are a very good thing.
Credit cards might also...
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19. 4 Things That Can Shake Up Your Credit Score
October 17, 2013
The modern adult needs to know everything they can about credit lines in order to manipulate them to their advantage because one of the greatest weapons you can have is a strong credit score. With a strong credit score you can save tens of thousands of dollars during your lifetime on interest payme...
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20. What is the mortgage refinance closing procedure?
October 14, 2013
The day you close on the home you want to buy is an exciting time. It is the culmination of a process that can be long and difficult. You had to find the home you wanted, agree on a price with the owners of the home, go through an inspection process, arrange the financing for the home, and finally s...
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Author: Joy Mali M
