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| Articles by Joy Mali M |
21. A Brief History of Identity Theft
October 11, 2013
Many people think that identity theft is a new thing that didn't start until the internet really began to advance and become popular. However, identity theft actually has been around for much longer than the internet. As long as there has been sensitive information about people, identity theft has e...
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22. Why Identity Theft Threats Are More Real Than You Think
October 11, 2013
Identity theft has been a big crisis for quite some time and is increasingly getting worse by the day. You cannot specifically pinpoint it to when the economy took a turn for the worst but identity theft certainly did not help any one out. Individuals react differently in desperate times and some pe...
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23. Alternatives to Student Loans
October 09, 2013
The facts about how people are paying for college are scary. Two-thirds of the students that graduate have borrowed money to pay for their education. The average amount of debt that students have when they graduate is over $20,000. Not everyone can afford or wants this burden. They may wonder what t...
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24. Small Business Startups with Poor Credit
October 08, 2013
Your credit score will become a major factor if you want to obtain funding for your small business. While a high score can make it easy to have a credit line extended your way, a low credit score may make offers difficult or even impossible to come by. By understanding what your options are if you h...
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25. This number can end your love affair! check your credit score!
October 07, 2013
There is a new trend in dating these days -- it's called credit score dating. If you haven't experienced it yet, your next date may be the one who introduces you to the idea. Rather than asking for your favorite type of music or what you like to do on a Saturday night, your potential dating partner ...
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26. What do people see when they order my credit report?
October 05, 2013
Today you hear an awful lot about credit scores and credit reports. Even you haven't needed to have a credit check for any financial transactions, you've probably seen plenty of commercials offering free credit checks. Additionally, every so often there is a news story about identity theft and how t...
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27. Credit Cards and Credit Scores
October 05, 2013
You may be struggling with opening a credit card. If you are trying to improve your credit, remember that you can build your credit score without a credit card. You simply need to pay your other accounts, such as loans, on time. Your credit score can range between 400 – 850, with 700 being a healthy...
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28. Worried About School Loans: Do Something
October 05, 2013
you can avoid the need for student loans.
It is also a good idea to keep looking even while you are in college. You may even apply to the same place over and over again. If they change their mid and offer you money, it will help.
Work with you lenders
If, despite all ...
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29. The easiest ways to recover from bad credit in bankruptcy
October 04, 2013
Bankruptcy affects at least 1.7 million Americans every year. It leads to massive strain on the individual, breaking family unions and takes away the dignity of sufferers. Popular notion is that bankruptcy hits only when someone spends lavishly, yet the opposite is true. People become bankrupt beca...
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30. Planning for Retirement After a Divorce
October 04, 2013
It's no secret that not enough people are planning for retirement. From mountains of debt to no savings, many people simply don't seem to be concerned about their financial futures. Without proper planning, you will set yourself up for either a lifetime of work or for a drastic change of lifestyle a...
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Author: Joy Mali M
