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| Articles by Joy Mali M |
541. What should be your credit score to buy a house?
April 23, 2012
Thinking of buying a house but unsure if you have enough credit score to get one? The first thing you should do is get a copy of your credit card report and make sure that it has no errors on it because this may affect your credit score. And with a bad credit score, the more likely you are to be rej...
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542. Buying a House With a Bad Credit
April 23, 2012
Everyone dreams of owning their own home. But buying a house with bad credit is difficult; and in the quest of trying to repair their financial reputation, they spend more time and money on it, putting their dream of owning a home on hold. Knowing however, how to fix and improve your credit rating ...
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543. Credit score tips for college students and their parents
April 22, 2012
Whether you are a parent or a college student, having and using a credit card may make your llife easier. In fact, it may even be the key to a good credit score.
But a simple mistakes—a missed payment here, a cancelled card there—and you can actually ruin your credit history. Its effects ...
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544. How student loans affect your credit score
April 22, 2012
Tuition fees arent easy to pay especially if you do not have a stable job. Almost every year, school tuitions either maintain or increase their fees, and a student loan just might be the answer to this.
The way you handle your student loan greatly affects your credit rating. And because y...
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545. Factors needed to maintain a good credit report
April 19, 2012
The online financial world has offered us many advantages—just look at the convenience that online shopping and banking has provided Internet-savvy individuals. The advent of the Internet also means that you now have access to one of the most important documents that can shape your financial credibi...
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546. Perfect credit score desired for mortgage
April 18, 2012
Through the years, banks continue to become stricter when it comes to lending processes and options. And while this is a well known fact, there are some instances where even borrowers with good credit profiles have had to face being denied.
According to recent reports, loan procedures co...
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547. Five ways to enhance your credit score
April 18, 2012
Improving your credit health is only possible with honesty and good financialmanagement. A critical eye towards your credit and how much you can financially manage given your income and debts will allow you to manage your finances more efficiently. Understanding what’s in your credit report and how ...
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548. Why it is Important to Review Your Credit Report
April 18, 2012
Getting an idea about your financial health has become easier and more accessible through the efficiency with which you can now review credit reports. This document, particularly for the part of lenders and creditors, help lessen credit risk, can help you save money and has the potential to fend of ...
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549. Tips to reconstruct your credit report
April 18, 2012
Numerous people are suffering from bad credit and fighting hard to lend improve its current state. Apart from the fact that it is essential to have good credit because it is an important document used by lenders and creditors, credit rebuilding takes time and can be achieved with strong determinatio...
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550. Make your growing child learn the importance of credit reports
April 16, 2012
For families with teenagers, there is a need to explain to them the importance of managing finances properly. It is ideal to impart the parents’ financial knowledge to their children before they are issued their own credit cards to manage their own finances.
A credit report can be ...
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Author: Joy Mali M
