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| Articles by Joy Mali M |
211. Are you really paying too much for your mortgage?
March 07, 2013
Paying for your mortgage is probably one of the largest monthly expenses you can ever have. But in cases where you spend too much on almost everything nowadays, how do you know that you are also paying too much for your mortgage? With the interest so low in these days, many homeowners can reduce and...
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212. 8 Tips on how to survive on a low income
March 07, 2013
In this economy, living within your means is challenging enough. But, it would be more challenging if you are one of those people who are trying to survive on a very low income. Coming up with ways to reduce the costs of living and to stretch your dollar is really frustrating, however, this task is ...
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213. Guide to save money on natural gas
February 28, 2013
Natural gas is that flammable, colorless and odorless gas that contains hydrocarbons such as propane, ethane, butane, and naphtha. This also contains one chemical called mercaptan that smells like rotten eggs - this is because this is used as a safety device before distribution. In the United States...
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214. Guide on how students can run their business
February 28, 2013
There are many ways to start a business - even when you are a student. All you need to have are the following characteristics: determination, passion and the love for the game. You’d find that making money at first can be tedious and tiresome but once you get the hang of it, you’d find out that you ...
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215. 7 Tips to stay safe while shopping online
February 28, 2013
Shopping online has many advantages. Aside from the comfort you get when shopping at home, you get to compare and contrast goods and find out which one has the best value for your money. Once you have finally decided on what to buy, you use your credit card to purchase it. This is where the problem ...
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216. Guide on how to avoid identity theft while traveling
February 28, 2013
Thieves are getting creative nowadays. Not only can they steal money from you outright but they can do it right under your noses. One of their schemes is to steal from you when you are traveling. They get your personal information and your credit card numbers while you are away on a vacation.
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217. 6 Tips on how to avoid identity theft
February 28, 2013
The Federal Bureau of Investigation (FBI) considers identity theft as one of the fastest growing crimes in America. In fact it’s so rampant nowadays that 10 million Americans each year fall prey into the hands of crooks who steal their private information such as SSS Numbers, credit card numbers, ba...
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218. How to teach your kids to be financially responsible?
February 28, 2013
Most teenagers are overwhelmed by the idea that they’re growing up and they are also looking forward to enjoy their freedom all the time. A lot of parents usually think that their children’s spending habits are normal, however if they don’t understand the value of money at an early point, they might...
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219. Treating the cold inexpensively
February 28, 2013
The common cold happens all year round but during colder seasons, the risk of getting a cold increases. Fortunately, treating the common cold need not be expensive. There are a lot of frugal ways that you can make use of and medicines that are readily available, so the need to spend a hundred dollar...
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220. How to increase your retirement savings?
February 27, 2013
Saving for your retirement is not as easy as you might think. There are a lot of factors you need to consider. Aside from the money you need to store, you also need to think about at what age you’ll be retiring. So time is really of the essence here - the younger you are, the more you can save. But ...
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Author: Joy Mali M
